1. If your laptop is stolen from your car, which policy covers it?

Auto Insurance Home or Renters Insurance Neither

2. A neighbor's tree falls on your house. Who usually pays the deductible?

You (Your Policy) Your Neighbor

3. True or False: "Full Coverage" is a standard legal insurance term.

True False (It's a marketing term)

4. Does your policy cover the "Market Value" or "Replacement Cost"?

Market Value (What I could sell it for) Replacement Cost (What it costs to rebuild)

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The Harris Agency | Insurance & Finance Tips